Great proposal, but not a fan of the 5% fee.
I don't really understand its purpose, it won't really add anything to liquid backing while it could lower the conversion rate into the pools.
It'll become another friction point for potential users, especially as this product is targeted at cold audiences.
I don't believe the value proposition to OHM holders should be the growth of liquid backing.
In my opinion, OHM's value propositions should be stability, predictability, scalability, utility, deep liquidity, and future decentralization.